Credit at a reduced rate of 6% for investment purposes

Term of the loan

before 3 years

Interest rate

• 10% annual

Requirements for the borrower

• Legal entity or individual entrepreneur included in the Unified register of SMEs
• Registered, implements an investment project or executes a contract on the territory of 26 single-industry towns or 27 SEZ. For the Yaroslavl region - the implementation of the project on the territory of Tutaev, Yaroslavl region
• Does not conduct activities on the list of inadmissible codes of OKVED
• Is not a foreign legal entity and has the status of a tax resident of the Russian Federation
• Does not apply to SMEs specified in parts 3 and 4 of article 14 of the Federal law of 24.07.2007 No 209-FZ, does not carry out excisable activities and extraction / sale of minerals
• Does not own directly or indirectly (through third parties) more than 25% of shares (shares) in the authorized (share) capital of legal entities that are not SMEs
• Does not belong to a group whose annual revenue or, if applicable, whose income exceeds RUB 4 billion.
• Does not participate in state support programs that subsidize the interest rate on the loan
• Does not participate with the project specified in the application in state support programs aimed at the development of SEZs and monotowns
• Complies with legal requirements

Additional requirements for the project and activities

• The project is implemented or the entrepreneurial activity is carried out outside the framework of a concession agreement or a public-private or municipal-private partnership agreement.
• The annual cost of goods, works, services purchased from the city-forming organization of a monotown does not exceed 50% of the annual value of all goods, works, services
• Annual revenue from the sale of goods and services, performance of works for the city-forming organization of a monotown does not exceed 50% of annual revenue within the framework of the investment project
• When lending for investment purposes, participation in own funds is at least 20% of the project amount.
• The implementation of entrepreneurial activity, the implementation of an investment project or the execution of a contract (contract) takes place on the territory of 26 monotowns or 27 SEZs.
• It is forbidden:
  production of excisable goods, except: cars, motorcycles, liquid steel and sugary drinks
  production of goods, provision of services, performance of works on the main type of economic activity of the city-forming organization of a monotown, as well as conducting activities from the list of inadmissible OKVED codes

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