Almost 3.5 billion roubles have received small and medium-sized businesses since the beginning of 2024 through the Microfinance and Microfinance Service at the ICP.RF Digital Platform. The average size of the micro loans was 2.3 million roubles at a weighted average of 7.3%, which is 2-3 times less than the percentage of bank loans. The average duration of micro loans is 2.5 years.

" Since October 2023, small and medium-sized businesses can apply for microfinance through special services for SMEs. RF. In the current year, the total amount of micro loans received through our digital platform reached almost 3.5 billion roubles. With minimal resources, on-line, without consulting our business, our entrepreneurs received 1.400 micro loans that they had sent to develop their business.” He noted the Director-General of the ICP Corporation, Alexander Isaevich.

One of the characteristics of the microcredit service is that the State MFIs in several regions are reducing the interest rate when applying for the ICP.RF Digital Platform. In the " Minus per cent through services " , the MFIs of Astrakhan, Voronez, Kaliningrad, Moscow, Saratov oblasts, Khabarov province, Udmurt and Chuwash Republics participate.

In general, entrepreneurial financing is used to expand the business. For example, in April 2024, the DSU from the Krasnodar region received services from SMEs. The FM micronet is 5 million roubles at 4.25 per cent. The funds involved were aimed at expanding activities and organizing heat farms for round-trip production.

In the Chuwash Republic, a 1.68 roubles microzai attracted the head of the Angela Dumilin peasant farm. The funds received under 7 per cent were for the purchase of horses. Thanks to the dominance of the Mala and Middle Entrepreneurship Project, there are now more than 150 heads of household.

We will recall that the Microfinance and Microfinance Service earned on the MFI Digital Platform in October 2023. It provides for a single reduced package of documents, a time limit of up to five calendar days, an exhaustive list of grounds for refusal, the submission and monitoring of the status of the application without visiting the GMFO office, a check of the borrower for 12,000 business parameters.

The digital platform of ICP.RF has been developed and launched by the SME Corporation in collaboration with the FFM. It helps to improve the availability of services and support measures for small and medium-sized businesses. The establishment and development of the platform is envisaged by the Nazt " Maloye and Middle Entrepreneurship " , which was launched by President Vladimir Putin.