Almost 16 billion roubles of micro loans were received by entrepreneurs through SME services. F
Entrepreneurs have received micro loans since the beginning of the year through the SME Digital Platform. A total of more than 15.7 billion roubles. We will recall that small and medium-sized businesses can apply for micro applications through Microfinance and Microfinance Services since October 2023.
“Everything 6,100. SMEs from 82 regions received microfinance support through special platform services, of which 1,200 are start-up entrepreneurs. Each fourth outward is produced by SME.RF, noted by the Director-General of the SME Corporation, Alexander Isaevich. - The digitization of this support measure enables us and regions to see a complete picture of recipients, analyse the reasons for refusals and make the necessary adjustments. "
He added that there were currently an average of 56 applications on a daily basis and more than 68 million roubles on contracts.
After 11 months, the average amount of the micro loans was 2.4 million roubles, the average duration of credit was 2.6 years, and the average weighted rate was 7.4%, which was 3-4 times lower than the rate of bank credit.
Almost two thirds - 64 per cent of micro loans received for revolving funds, 31 per cent for investment purposes and 5 per cent for other purposes. Microfinance services for entrepreneurs in trade and services (26 per cent and 24 per cent of total micro loans, respectively) and production (18 per cent) are most needed.
The region ' s microcredit leaders through online services at ICP.RF became the Krasnodar province (926 million roubles), the Udmurt Republic (915 million roubles), the Irkut region (868 million roubles), the Republic of Crimea and the Republic of Tatarstan (791 million roubles and 769 million roubles, respectively).
In general, entrepreneurial financing is used to expand the business. For example, in June 2024, Aida Khatipov ' s new individual entrepreneur from the Republic of Tatarstan received services from SMEs. FM microsizes for 5 million roubles at 4.5%. The funds involved were directed towards the opening of a bakery under the French franchise, Jar Svejar.
In Sevastopol, a 5 million roubles per year attracted the Scientific and Research Association of Mariculture. An enterprise that has been created as a small family business in oyster formation has been developed as the first oyster in Russia to grow from its own malls in 2025.
SME digital platform. The RF has been developed by the SME Corporation, together with the Ministry of Economy Development, to improve access to services and support for small and medium-sized businesses. The establishment and development of the platform is envisaged by the Nazt " Maloye and Middle Entrepreneurship " , which was launched by President Vladimir Putin.
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In the Yaroslav region, various assistance is provided to entrepreneurs through the Mala and Middle Entrepreneurship Project, as well as to industrial enterprises under the " Productivity " project and the " International Cooperation and Export " national project.
All support measures for small and medium-sized businesses can be accessed on my business site.
Details of all support measures for industry and investors on the investing site