The Bank re-launched the concessional business credit programme
The SME Bank, a subsidiary organization of the SME Corporation, has relaunched the process of providing express credits, including through concessional programmes, where the rate begins from 13 per cent. An application for express credit for any purpose can now be submitted in one NSA AIS window.
" The NSA AIS Facilitation Robot is the focus of the Bank ' s SMEs for the next year. The optimization of the product of the Vitrina significantly simplifys and reduces the client ' s path. The updated personal office allows several applications to be submitted simultaneously, for example, for entrepreneurs working in different fields. A history of interaction with the bank persists - it is always possible to look at credit status. In addition, the new interface became more comfortable for mobile devices. During the month, we will conduct regular focus groups, identify and expeditiously address possible deficiencies in the system in order to eventually make it as convenient and intuitive as possible.” The Director-General of the SME Corporation, Chairman of the ICP Monitoring Board of the Bank, Alexander Isaevich.
" As a result of the first quarter of 2024, the total number of loans issued on rapid technology amounted to about 2 billion roubles, noting that the chairman of the Ivan Podbereznjak SME, the interest in loans that can be obtained without a visit to the bank, was growing. Our task as an institution for development is to maximize the availability of this form of financial support, especially through the digitalization of the process. "
The amount of Express Credit in the SME Bank is between 50,000 and 50 million roubles. However, no additional commission is required to obtain money without collateral and sponsorship of any Russian bank.
It will be recalled that the SME Bank is involved in the implementation of the Mala and Middle Entrepreneurship Project and in support of the individual business initiative. He was initiated by President Vladimir Putin, the first Vice-President of the Government of the Russian Federation, Andrei Belousov.