Small and medium-sized businesses have attracted about 5 billion roubles in the subsidiary bank of the ICC since the beginning of 2024. This represents an increase of 35 per cent over the same period of 2023. This type of lending was mostly sought by the Bank for SMEs by entrepreneurs working in manufacturing (more than 1.6 billion roubles), trade (about 1.4 million roubles), construction (more than 700 million roubles).

In April, the subsidiary bank of the SME Corporation re-launched the process of providing express credits, including through concessional programmes, where the rate begins from 14 per cent (Moscow Massowai programme). The possibility of applying for express credit for any purpose is available online.

" Business needs to attract funding to develop its business without visiting the bank. Therefore, the development of rapid credit is a focus on optimizing the customer path and simplifying the entire online application system. We are also building partnerships with other banks working in the express credit segment to enable entrepreneurs to choose the most appropriate funding modalities.” The Director-General of the SME Corporation, Chairman of the ICP Council of the Bank of Alexander Isaevich, spoke.

" One of the most popular updates of our online system has been the possibility of obtaining express credit for legal persons up to 8 million roubles per document, the RF passport, noted by the Chairman of the Ivan Podberezniak SME Board, which is currently around 80 per cent of all " Express " applications. This type of lending is important when companies need money urgently enough - for example, to cover the cash rupture, operational purchase of new equipment, timely payment of wages. That is, addressing the pressing challenges faced by virtually every enterprise

The amount of Express Credit in the SME Bank is between 50,000 and 50 million roubles. However, no additional commission is required to obtain money without collateral and sponsorship of any Russian bank.

It will be recalled that the SME Bank is involved in the implementation of the Mala and Middle Entrepreneurship Project and in support of the individual business initiative. He was initiated by President Vladimir Putin.

Source: https://mspbank.ru/media/news/Biznes-privlek-v-MSP-Banke-5-mlrd-rubley-po-programmam-ekspress-kredit. ♪ ♪
Source: freepik.com

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Entrepreneurs ' support is provided through the Maloy and Middle Entrepreneurship Project